Main Financial Instruments
Financial instruments can be characterized on a modern stage by huge variety: instruments of loan-market (money and money-market's debt documents); instruments of equity market (which are regulated by the proper laws); instruments of currency market (foreign currency, currency documents, and also separate types of securities); instruments of insurance market (insurance services, offered on the sale, and also documents and separate types of securities). Markets of gold (silver, platinum) and jewels, market of the real estate are also complemented to the financial market.
The market of financial instruments and services today is simply enormous and various. Even the largest and famous investment companies, financial structures and producers can't control this "monster" to the end; and the cyclic reiteration of world financial crisis is the main evidence to this.
However, there are the public institutes, aimed to control this phenomenon and to get more or less adequate control over the financial market. Banks and financial stock-exchanges belong to such a kind.
The regulative role of banks in economy is to direct money streams from those who have surplus of money facilities to the market-members, who need financial support. Both categories can get a profit because of concordance of the interests with the banks' help. Bringing in facilities of depositors and other creditors is the main type of banks' passive operations which cover up to 90% of all the money facilities' demand. This is realized in active bank's transactions: giving of loans. The investment facilities consist of deposits (savings) and loans, got by the bank. The maximal size of the attracted facilities depends on the property-asset of banks. There are different norms of correlation between a property asset and attracted facilities in different countries.